Is there a minimum deposit for buy-to-let?


Yes. Whether you’re buying using a mortgage or a cash payment plan, a minimum deposit of 25% is required to qualify for the purchase. A deposit of 25% to 30% is usually required upon exchange of contracts for new build properties, with a second stage payment paid around six months after construction work begins.

For buy-to-let mortgages, the deposit required will usually be between 20% and 40% of the value of the amount borrowed.

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*The information provided should not be taken as financial advice in relation to the UK property market or property investment advice.

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